Please complete the information in the loan application form below. All sections are required for qualification. If you have questions on how to complete this loan application form, feel free to contact us.
1. All applicants must:
Have a 680 or better credit score
Never have filed bankruptcy; chapter 13 or chapter 7. (Lender will check credit.) less than 5 years
2. The loan application will require documentation for these loans. All information must be accurate.
PERSONAL INFORMATION
Please complete the form below to submit your loan application online. Your application is secure and we do not share any of your information.
Country
FINANCIAL INFORMATION
Select
How much you want to borrow?
Personal Credit Scores
Select
EMPLOYMENT/ BUSINESS INFORMATION
Select
Business Owners. Please complete the following.
OTHER INFORMATION
AUTHORIZATION
REQUIRED DOCUMENTS/ INSTRUCTIONS
You understand that by proceeding with Financial-IQ are agreeing to work strategically with Financial-IQ. Financial-IQ only acts as a strategic advisor to help you obtain financial consideration either personally or for your business. We will work with you and communicate with potential lenders with your permission verbally or through e-mail. You also grant Financial IQ access to your credit report and understand that Financial IQ may review a credit report for up to 180 days.
You agree not to apply for Unsecured Loans or Lines of credit to any lenders that Financial IQ advised you to for 180 days from ending services with Financial IQ. Once we review your application we will work directly with you giving you our opinion on the right approach to obtain financial consideration. Some credit providers we have direct relationships with, and some we will use our expert knowledge to help you obtain your approvals.
Financial IQ has NO UPFRONT FEE. The only time fees are due to Financial IQ is after you are 100% approved and receive access to the funds from the source we advise for you to use.
You agree to pay Financial IQ an advisement fee of 8% of the gross loan amount you obtain through our help.
This fee is due within 2 business days of you receiving funds. There will be a $500 late fee if payment is made beyond this date.
Financial IQ fee is independent of any bank and is solely for consulting and strategic advisement provided by Financial IQ. You the client are required to submit your information true and correct to every lender.
There is absolutely no obligation on your part if you do not accept any of the loan offers or lines of credit that we advise you on. Financial IQ is a 3rd party entity, and NOT A LENDER.
This agreement shall be construed and enforced in accordance with the laws of the State of Illinois applicable to agreements entered and to be wholly performed within the State of Illinois. This agreement shall be binding upon and inure to the benefit of the parties and their successors and permitted assigns including, without limitation, any individual or entity to which you assign any rights in the project. You are bound under Illinois law and default of this agreement will be subject to the State of Illinois civil court.
In the event of default in the terms of this agreement by the applicant, which may include but not limited to the failure to pay consultant fees, the applicant will be responsible for all collection cost, court cost, and attorney fees incurred by Financial IQ.